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Archive for June, 2010

Why Should You Choose the Brand Name Over the Knock Off ?

Friday, June 25th, 2010

Why should anyone purchase brand name electronics these days, when there are so many knock offs widely available? It’s all about the price, right?
This attitude is actually very wrong! Saving money is great and you should always try to get the absolute best deal possible when buying expensive electronics, but there are some good reasons to make sure that those deals are on real name brand goods, not cheap knock offs.

1. Knock offs purchased online sight unseen usually turn up looking nothing like the real thing. Often, colors are not quite right and there are buttons or pieces not quite in the right place.

2. In the case you do actually get a good knock off that looks just like the real thing, you may be thinking no one will know and you got a great deal. Then you go to turn it on and realize it doesn’t work quite right. Many fake electronic products do not work as they should or some may not work at all.

3. There are also usually little annoyances with knock offs that do work. A music player may have a slight static noise. A DVD player may have inferior voice quality that makes it sound as if the people on TV are shouting through a tunnel. Picture quality may be lacking as well, or may go out rather quickly.

4. So, what if you get a good knock off that looks like the real thing and has decent quality? When you are satisfied with the quality, you are still very likely to feel the sting of the purchase in the long run. This is because knock off goods simply do not last as long as the real thing.

5. Since most knock offs do not have a long functional life, you will have to replace them more frequently than you would the real name brand item. If you have to continually replace the product, what happens to your savings? They go down the drain, that’s what!

6. Finally, you have to understand that purchasing fake electronics rips off the real companies producing high quality goods to consumers who do want the real thing. If you hurt a company just to get a lower priced good, you are hurting the economy and your country as a whole! In fact, if more people would just buy the real thing, the consumer demand would lower the price eventually.

Purchasing knock off or fake electronics is not the same as shopping selectively between two different name brands that offer products of similar quality. You can get great deals by shopping between brands, but when you buy products falsely claiming to be one of those brands, you are no longer comparing goods of similar quality. You are comparing a lump of gold to a lump of coal.

Personal Finance Management and It’s Benefits

Thursday, June 3rd, 2010

The major emphasis on material wealth and status symbols means that more and more people are now finding themselves firmly trapped in the debt trap, with a vicious cycle of extended credit, interest rates and penalty fees all eating into their savings. Record numbers of people are struggling to come to terms with the loans that they have taken out with their banks, only to discover that they can no longer comfortably sustain the level of interest repayment they were paying.

This is why personal financial management is essential, as it will ensure that you do not need to worry about your financial situation should you lose your job or otherwise lose your income. Remember, if you are careful with your personal finances you will be able to get plenty of different advantages for your efforts. Credit cards are commonly the source of peoples debts. This does not mean that they themselves are faulty or dangerous, however, people do not respect them and so this means that people end up getting caught out as a result. Remember, never take out money with a credit card which you know you cannot comfortably afford.

Another cardinal mistake people commit when using credit cards is that they fail to pay them off when they are supposed to either because they genuinely forget, or because they simply do not have the cash to do so at that current period in time. The truth of the matter is that if you do not pay you will end up paying more money in the long term and this is because of the interest payments that you will be hit with. Make personal finance management a top priority and a major feature of your life, and you will be able to breathe easy whenever the mailman comes with fresh mail. No longer will you need to worry about creditors harassing you, or hounding you for payments.